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The truth is that medical insurance and Medicare could pay for a small share of long term care

The coming health crisis is definately a real scenario. Because of this each election over the past twenty years has had to deal with questions relating to the availability of health care in a price-efficient way. More recently this dialogue has become more important as individuals form their opinions on the best way to best [...]

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The Hiding Expense of Aging

There has been a lot of dialog over the past few months by each federal and state governments regarding issues over the significance of the largest unfunded liabilities that has arisen in the United States today, long term care. There are a variety of reasons for this discussion. The first being the significant cost of [...]

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Most pundits mistakenly focus on the premium without understanding the benefits

Much has been discussed regarding long term care insurance. People and a few critics have even urged long term care insurance coverage is too costly. Most of those critics mistakenly concentrate on the cost with out understanding the benefits out there via long term care insurance policy. California long term care insurance shouldn’t be a [...]

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The CLASS act happened because of the Health Care Reform Act

There have been a lot of discussions regarding the CLASS act (Community Living Assistance Services and Supports). The CLASS act happened on account of the Health Care Reform Act that was introduced in 2010. It’s a voluntary federal long term care insurance program. It might appear that there’s a lot of confusion regarding this program [...]

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